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Majority Of Americans Support Higher Premiums For Unhealthy Lifestyles
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While there is little consensus evident
among U.S.
adults concerning personal responsibility for healthcare costs, a
report based on the results of a Wall Street Journal Online/Harris
Interactive Health-Care Poll demonstrated a growing support for
charging higher insurance premiums or out-of-pocket medical costs to
those with unhealthy lifestyles.
2,325 participants indicated a variety of
opinions:
- Higher proportions (53 percent v. 37
percent in
2003) thought it is fair to charge those who make unhealthy lifestyle
choices to pay more for their health insurance or healthcare, based on
the idiom that people who live healthier lifestyles incur fewer
healthcare costs;
- Slight majorities of adults (56 percent)
agreed
that the unemployed or poor should be able to get the same amount of
quality of medical services as individuals who have good jobs and are
paying substantial taxes and that the government should do whatever is
necessary, whatever it costs in taxes, to see that everyone gets the
medical care they need (53 percent); and
- About half of adults disagreed that it is
fair
that people who pay more in taxes (or in health insurance premiums)
should be able to get better medical care than those who pay little or
nothing (51 percent), and that it is unfair to take money through taxes
from the young and middle-aged who work to pay for the medical care of
those who are old and sick (51 percent).
The results also suggested that people were
split on who should be responsible for healthcare costs:
- More than one-third agreed (35 percent)
and
disagreed (35 percent) that it is unfair to require the majority of
people who are healthy to pay for most of the cost of treating those
who are sick and are heavy users of hospitals and doctors. Slightly
fewer (31 percent) were not sure or declined to answer.
- There is a split (39 percent agreed, 35
percent
disagreed) whether the higher someone’s income is, the more
he or
she should expect to pay in taxes to cover the cost of people who are
less well off and are heavy users of medical services. About
one-quarter (26 percent) were not sure or declined to answer.
- More people disagreed (42 percent) than
agreed
(28 percent) with the statement: "If the only way to make sure that
everyone can get the healthcare services they need is to have a
substantial increase in taxes, we should do it." Another 29 percent
were not sure or declined to answer.
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Is It Fair/Unfair For People
With Unhealthy Lifestyles To Pay More For Insurance Or Care?
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2003
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2006
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To ask people with
unhealthy lifestyles to pay higher insurance premiums than people with healthy
lifestyles
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Fair
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37%
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53%
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Unfair
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46%
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32%
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Not sure
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17%
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14%
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To ask people with
unhealthy lifestyles to pay higher deductibles or co-payments for their
medical
care than people with unhealthy lifestyles
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Fair
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36%
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53%
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Unfair
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47%
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30%
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Not Sure
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17%
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16%
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Note: Percentages may not add up to exactly
100 percent due to rounding
Source: Harris Interactive.
To view the poll results online, visit www.harrisinteractive.com/news/newsletters_wsj.asp.
Address: Harris Interactive, 135 Corporate
Woods, Rochester, NY 14623-1457; (585) 272-8400, www.harrisinteractive.com.
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